Your State Mortgage Licensing System (NMLS) number is a crucial indicator that recognizes you as a licensed mortgage professional in the United States. This specific number, issued by the NMLS, documents your registration status and allows consumers to confirm your credentials. It's a fundamental piece of information that showcases your legitimacy
A Century of Mortgage Rates: Trends and Turning Points
Examining mortgage rates over the past century reveals a fascinating shifting landscape shaped by a confluence of economic, social, and political factors. From the roaring twenties to the housing frenzy of the early 2000s, rates have swung dramatically, reflecting periods of growth and financial crisis. Early in the century, rates were comparativel
A Look Back at Historical Mortgage Rates
Examining historical mortgage rates provides valuable insight into the dynamic nature of the housing market. Throughout history, interest rates have soared and plummeted in response to a variety of market factors. Studying these trends can help homebuyers understand the broader context of current mortgage rates and make more intelligent financial d